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DZ Bank Graduate Program 2026

About the company

DZ BANK is the central bank of the cooperative Volksbanken and Raiffeisenbanken in Germany and also a commercial bank for corporate and institutional clients. Its headquarters is in Frankfurt am Main. The DZ BANK Group includes R+V Versicherung, DZ HYP, Bausparkasse Schwäbisch Hall and Union Investment, among others.

Employees
34,000
Revenue
€4.3 bn
Headquarters
Program details

Key facts

Program length
12–18 months
Number of rotations
Individual
Departments
Selected departments
International assignment
Not intended
Working hours / week
39h
Gross salary per year
€71,000
Program description

The DZ Bank Graduate Program

The DZ BANK graduate program prepares graduates with a clear specialist focus for a role in a selected department through several stations. Graduates rotate within their chosen field, take on project responsibility and develop further through an accompanying curriculum.

Application requirements

Who applies successfully?

Degree
Master's
Field of study
Any discipline relevant to the designated department
Work experience
First relevant practical experience (e.g. internships or working student jobs)
International experience
Not specified
Languages
Fluent German and English
Other
Not specified
Application process

How does the application work?

01
Online application
Application documents, typically a CV, cover letter and relevant certificates, are submitted via the company's career portal. An automatic confirmation follows, while substantive feedback from HR is generally provided within one to four weeks.
not required
Online test
A standardized aptitude test completed online, typically covering logical reasoning, numerical and verbal skills as well as personality. The total duration ranges from 20 to 90 minutes.
02
Recorded video interview
An interview without a live interviewer, in which candidates respond to predefined questions on camera. It typically comprises five to seven questions, each with two minutes to respond.
not required
Interview with HR
An interview with the HR department, usually conducted via video and lasting 30 to 60 minutes. It focuses predominantly on academic background, motivation, cultural fit and behavioral questions on soft skills.
not required
Department interview
An interview with the manager or team of the department you are applying to, usually conducted via video and lasting 45 to 90 minutes. It centers on technical questions, situational cases and the alignment of mutual expectations.
03
Assessment center
A multi-stage selection day comprising presentations, case studies, group exercises and individual interviews. The format varies by company and may take place on site or virtually.

Questions about the DZ Bank Graduate Program

What is the gross salary in the DZ Bank Graduate Program?
The gross salary in the DZ Bank Graduate Program is €71,000 per year.
Over what period does the DZ Bank Graduate Program run?
The DZ Bank Graduate Program lasts 12–18 months. The precise duration is determined individually and depends on the chosen department and the course of each rotation. Over this period, graduates gain insight into the company from different perspectives and progressively assume greater responsibility, typically moving into a permanent position upon completion.
Who can apply for the DZ Bank Graduate Program?
The DZ Bank Graduate Program sets clear professional and personal requirements. A master's degree is required, and candidates from any discipline relevant to the designated department are considered. Fluent German and English are essential. In addition, companies typically place significant emphasis on initial practical experience from internships or working student positions, as well as personal strengths such as initiative, analytical thinking, communication skills and teamwork.
How does the application process for the DZ Bank Graduate Program work?
The application process for the application process for the DZ Bank Graduate Program comprises three stages: online application, one-way video interview and assessment center. Each stage builds on the previous one, so candidates only progress after successfully completing a stage. The process overview above outlines each step in detail.
Does the DZ Bank Graduate Program include an international assignment?
The DZ Bank Graduate Program does not include an international assignment. The program is conducted entirely at locations in Germany.
When can I apply for the DZ Bank Graduate Program?
The application portal for the DZ Bank Graduate Program 2026 is currently closed. The notification option on this page provides you with an update as soon as the next application cycle opens.

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Data table: DZ Bank Graduate Program at DZ Bank
MetricValue
CompanyDZ Bank
ProgramDZ Bank Graduate Program
IndustryFinancial services
Main locationFrankfurt, Hesse
Program length12-18 months
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